IDLC Searching Credit Analyst Full Time

IDLC Finance Limited is hiring Credit Analyst in Bangladesh. If you have MBA/BBA in Accounting or Finance or Economics, You can apply online now. An ideal candidate will need to be self-motivated, self-learner, dedicated and should have the highest level of work ethic in order to succeed in this job role. IDLC Searching Credit Analyst

Job Details IDLC Searching Credit Analyst

Job Responsibilities:

1. Analyze credit data and financial statements/information to determine the degree of risk involved in extending credit to retail clients.
2. Evaluate customer records and recommend payment plans based on earnings, savings data, payment history.
3. Generate financial ratios to evaluate customers’ financial status.
4. Communicate with customers & personal guarantor, credit investigation by phone call or business visit, field/ project visit.
5. Collect pending documents (if any) & prepare credit appraisal.
6. Consult with legal manager about security aspect.
7. Present analysis of default cases to identify what went wrong and find solutions for future precaution.
8. Assist Customer Experience Department in preparing reports & memos.
9. Handle audit team (internal, external & regulatory body).
10. Train & counsel the sales force at branch level.

Educational Requirements:

MBA/BBA in Accounting or Finance or Economics with minimum CGPA of 3.00 (on the scale of 4.00) from reputed University.
Experience Requirements:

At least 2 year(s)

Additional Requirements:

1. Experience in relevant department in Bank or Financial Institution or Credit Rating Agencies or any service driven financial sector.
2. Should have knowledge of financial institution operations, policies and procedures, and credit systems.
3. Excellent interpersonal &communication skill.
4. Having strong problem-solving, analytic, organizational, research and decision-making skills.
5. Able to work both independently and as part of a team.
6. Should have the ability to work under pressure.

Job Location: Dhaka or Anywhere in Bangladesh

Tagged as: credit analyst, idlc